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Benefits and Features of Fixed Deposit

Fixed Deposit
Fixed Deposit

Why FD?

  • Invest with Leading Corporate Houses: Gain access to fixed deposits from top-tier corporate entities.

  • Ideal for Fresh Corpus: Perfect for investors looking to deploy funds from retirement, property sales, and more into equity markets.

  • Thorough Verification: Our research experts meticulously verify each fixed deposit to ensure reliability and safety.

  • High Returns with Safety: Enjoy the benefits of secure investments that offer high returns by opting for our ‘Select’ fixed deposits.

  • Flexible Investment Options: Choose your investment amount, tenure, interest payment, and maturity periods according to your needs.

Listen to our investors..

Anjali Verma
Anjali Verma
Senior Wealth Manager, Secure Investments

Fixed deposits have been a cornerstone of our investment strategy for clients seeking stability. The guaranteed returns and low risk make them an ideal choice for conservative investors. Our clients appreciate the peace of mind that comes with knowing their money is secure.

Ravi Kumar
Ravi Kumar
Financial Planner, Growth Capital Advisors

Our clients love fixed deposits for their simplicity and reliability. They provide a predictable income stream and are a great way to preserve capital. We've seen many clients use them as a safety net, especially during volatile market conditions.

Priyanka Singh
Priyanka Singh
Investment Analyst, WealthWise

Fixed deposits are perfect for clients who prioritize safety over high returns. The fixed interest rates allow for easy financial planning. We've helped many clients integrate them into their long-term strategies, ensuring they achieve their financial goals with confidence

Samir Patel
Samir Patel
Banking Consultant, Future Secure Finance

The appeal of fixed deposits lies in their stability and assurance of returns. Our clients find comfort in locking in rates for a set period, knowing their investments are protected. It's a reliable option that has proven beneficial for many looking to grow their savings.

Frequently Asked Questions

A Fixed Deposit (FD) is an investment where you deposit a lump sum amount with a bank or financial institution for a fixed period at a predetermined interest rate.
The interest on FDs is calculated based on the principal amount, interest rate, and tenure of the deposit. Interest can be compounded monthly, quarterly, half-yearly, or annually.
Yes, you can withdraw your FD before maturity. However, this may incur a penalty, and the interest earned may be lower than the agreed rate.
The tenure for FDs typically ranges from 7 days to 10 years. The exact range can vary between banks and financial institutions.
Yes, FDs are considered safe investments as the government or reputed financial institutions often back them. They also offer guaranteed returns.
Interest earned on FDs is taxable. However, if the interest earned in a financial year is up to Rs. 10,000, no Tax Deducted at Source (TDS) is applied. Beyond this limit, TDS is applicable.
Yes, many banks and financial institutions offer loans against FDs. Typically, you can borrow up to 90% of the FD amount.
In a cumulative FD, the interest is compounded and paid at maturity. In a non-cumulative FD, interest is paid out periodically (monthly, quarterly, half-yearly, or annually).
No, once an FD is created, you cannot add more money to it. You can, however, open a new FD for additional investments.
If you don't withdraw or renew your FD on maturity, it may be automatically renewed for the same tenure at the prevailing interest rate or converted to a savings account, depending on the bank's policy.